Friday , January 19 2018

Recent Posts

July, 2017

  • 4 July

    Planning To Get A Mortgage? What to Discuss with Your Mortgage Lender

    Sometimes getting a mortgage loan can be challenging. When looking to start the home buying process, it is important to educate yourself about what questions you should ask your lender and what information lenders will require from you. The first meeting should be an introduction and consultation session in which …

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June, 2017

  • 22 June

    5 Skill Sets To Look For In A Financial Counselor

    A Financial Counselor is someone who can help educate clients on how to efficiently organize their unmanageable finances. The best financial counselors are ones who can review a client’s debt history and savings and make proposals on how to create a balance between their  assets and liabilities. Here are five …

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  • 9 June

    Mortgage Payments vs Rent Payments

    The rent versus buy debate is a hot topic these days. If you are on the fence about whether to buy, having a clear understanding of mortgage payments and rent payments can point you in the right direction. It is not uncommon that your mortgage payments can be lower than …

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  • 6 June

    What Should You Do If You Fall Behind On Your Mortgage Payments?

    There are many reasons why you could fall behind on your monthly mortgage payments. The reason may not always be that you borrowed more than you could actually afford.  Many situations happen when a predicted budget spins out of control for circumstances such as a lost job, a major illness, …

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May, 2017

  • 30 May

    Short Sale: Avoiding Foreclosure Is Possible!

    Short Sale Assistance Know Your Options Do you currently owe more than the value of your home? Are you facing the possibility of bankruptcy or foreclosure? Before you give up, learn what options you have and why a short sale may be right for you. What is a short sale? …

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  • 15 May

    A Short On Fannie Mae Flex Modification Program

    What Is A Loan Modification? A loan modification is an agreement between a borrower and their mortgage company to alter or modify the existing terms and conditions of a mortgage. The contract changes the loan such as extending the length of the loan, changing the monthly payment amounts, and also …

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  • 10 May

    What to Look for When Shopping for A Mortgage Company

    When you start shopping for a home, you will find that there will be a variety of mortgage companies vying for your business. Given that purchasing a home is a very large investment (maybe one of the largest investments you will make), it is vital that you find the best …

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April, 2017

  • 28 April

    Ultimate Guide about The Mortgage Qualification Process

    Before you begin your house-hunting process, it is important to be well-informed about how much you can afford and what extra amount you need to purchase your dream home? By planning ahead, you save your time in the long-run and can make your home buying and mortgage qualification process smoother. …

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  • 27 April

    Ultimate Facts About 20% Down Payment Conventional Mortgages

    What Is A Down Payment? There are many challenges that homeowners face when he or she enters the market to buy a home. The number one obstacle in the process of buying a home is to save enough money for a down payment. What is a down payment you ask? …

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  • 6 April

    Need To Get Out Of Debt? Dave Ramsey’s 7 Baby Steps To Financial Freedom

    Need To Get Out Of Debt? Dave Ramsey’s 7 Baby Steps To Financial Freedom

    About Dave Ramsey: Who is Dave Rasey? Dave Ramsey is a businessman, personal money management expert, TV personality, and radio talk show host who has helped thousands of people take charge of their financial lives and live a debt free life. Debt can be stressful for many. Dave Ramsey’s Seven Baby Steps are designed to lead debtors out of debt and  worrisome financial stress and welcome them into a life of savings and …

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March, 2017

  • 30 March

    Want To Raise Money-Smart Children? This is What You Need to Do

    If you sit down with your kids down to share all of your lifetime hard-earned financial wisdom, they may not take interest, and you likely will lose your audience. On the other hand, many of us aren’t comfortable discussing money with our kids because of our lives own lack of financial savviness. Don’t worry! We have a better approach for …

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  • 28 March

    The influence of US Fed Rate Hike on the common man


    A Fed rate hike will not directly set mortgage rates but it does affect the housing market. This rate hike, however, indicates that the United States economy is improving. The Federal Reserve raised its key rate of interest lastWednesday (the second rate hike since December)and is a sign that the U.S central bank is making plans to increase rates faster in 2017. One rate hike won’t change the world but millions of Americans will be affected by …

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  • 27 March

    Top Best Home Improvement Tips: Increase Your Home’s Selling Price!


    Are you looking to sell your beautiful home quickly but for top dollar? Christy Biberich, owner of the successful interior design firm Christy B, said: “You don’t get a second chance to make a first impression. It’s you putting your best foot forward.” Homeownership gives you the right to modify or upgrade your valuable property. In this case, wouldn’t it make sense …

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  • 22 March

    Educate Yourself: Ultimate Insight to Mortgage Taxes in 2017


    For many Americans who have a mortgage on their homes, their mortgage represents the largest debt they’ll ever owe. This debt is why the federal government is encouraging big tax breaks for homeowners.  Educate yourself on how to take full advantage of these tax breaks. Mortgage interest deduction For mortgage …

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  • 20 March

    FHA Mortgage Rates Touching Highest Peaks For Homeowners


    According to the Mortgage Bankers Association (MBA), for the first time since 2006, FHA mortgage delinquencies jumped in the fourth quarter to 9.02% from 8.3% in the third quarter. This troublesome signal in the housing market could put taxpayers at risk. MBA CEO David Stevens said: “We had been experiencing …

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