Home Buying Tips
Spring is the time for a fresh start and is peak season if you are looking to purchase a home. Along with tackling your spring cleaning and pulling out your spring wardrobe, you may want to start thinking about what you need to do in order to obtain your dream home. Before you start looking for that dream home, you should educate yourself about some home buying tips that will save you time and money.
1. Searching for the best agent
The key to happy home shopping is to first find the most experienced real estate agent to guide you through your home-buying process. How can you find a qualified agent? Well, lucky for you, United Financial Counselors works with a team of qualified and vetted agents. Our agents work hand in hand with our mortgage brokers and will work hard for you to make sure you find your dream home. During your consultation, you will sit with your agent and go through a one on one appointment to discuss your needs and wants when it comes to your perfect home. Make notes ahead of time of the area, budget, number of bed and bathrooms, and amenities that you want.
2. Think location
Finding the location is the key to happy living. Some buyers end up purchasing a home that may seem ok at the time but may not be the right fit for them. We advise you to take your time determining which areas best fit your needs.
Things to keep in mind:
- Your office
- Church or Religious Groups
3. Cash Buyer vs Mortgage
Should you be lucky enough to be a cash buyer, you may have an advantage. We never discourage mortgages here at United Financial but at times, sellers are more likely to hand over offers to buyers who are not dependent on getting a mortgage loan.
4. Appoint a qualified home inspector for new home inspection
It is very important that once you find your home, you hire a qualified home inspector. Do not go by just look and design of your new home. It is important to identify any problems such as roof leaks or poor wiring that could eventually turn into big problems.
5. Never compromise safety
“Even if the previous owner promised to return the copy of every key, it’s always a good idea to change the locks throughout the exterior of the home,” says J.B. Sassano, president of Mr. Handyman (home improvement professional). “If the house has an alarm system, remember to change the code — and don’t forget the garage door.”
For more home buying tips, please head over to our following informative blogs.