The option to modify a loan should always be explored, but at one point is not enough. Your financial well being relies on your ability to leverage and achieve retirement by savings, budgeting, extending credit and building wealth or stability. With a property 150% plus “underwater” (owing more on the mortgage then the value of the home), the risk for remaining in a property could risk your ability to achieve financial independence. The short sale option provides a borrower the opportunity to walk away from the property and with good negotiations, NO DEFICIENCY BALANCE, MOVING MONEY & the start to REESTABLISHING CREDIT.

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